Greenpath Debt Solutions Review

Better Business Bureau 2012 Military Discount Directory
GreenPath Debt Solutions http://www.greenpath.com/ 36500 Corporate Drive Farmington Hills, MI 48331 o Free comprehensive retirement & income planning review for all Active or Retired military personnel and their spouses. Royal Publishing, Inc. 3163 Flushing Road, Suite 212, Flint, MI 48504 ... Fetch Here

Checklist
Our office recommends a non-profit organization called GreenPath Debt Solutions. It is known to be trustworthy, caring and pleasant will be determined following Mr. Kessler’s review, you should bring a minimum of $250.00 to your initial free consultation in the event you choose to retain ... Read Full Source

GREENPATH COUNSELING DISCLOSURE & PRIVACY POLICY
• I understand GreenPath Debt Solutions (GreenPath) review all action plans developed. • I understand that I may accept or reject any part of the written assessment. The assessment may include the following options: ... Read More

Specialized Programs Cont. ~ On-line Training For Employees ...
GreenPath Debt Solutions. What New Avenues Can Do For You We work with organizations across the key business sectors of Education, Healthcare, Review of company’s policies and procedures included. DOT Reasonable Suspicion Training – Covers facts ... Access Full Source

Money Management International - Wikipedia, The Free Encyclopedia
This program is designed to help consumers understand the complex foreclosure process, review their options and Consumer Credit Counseling Service of Greater Atlanta and GreenPath Debt Solutions - delivered more than half of all the He said debt counselors were under "extreme ... Read Article

Debt Consolidation - Wikipedia, The Free Encyclopedia
Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan. Debt consolidation can simply be from a number of unsecured loans into another unsecured loan ... Read Article

CHECK LIST FOR PREPARING YOUR CASE - COMPLETE THIS ENTIRE ...
**Greenpath Debt Solutions: www.greenpathbk.com or call 1-866-332-8435 or 1-888-860-4220 **Hummingbird: NOTICE: Court officials review appraisals, property tax values, sale records, etc. TYPE OF PROPERTY "X" if NONE DESCRIPTION AND LOCATION OF PROPERTY ... Read Document

Greenpath GreenPath
Wright-Patt and GreenPath Debt Solutions At Wright-Patt, we strive to offer you the tools you need to not only get out of financial difficulties, but to keep you from who can review your situation in depth, make practical suggestions, and provide options. ... Content Retrieval

Program Overview 1
Bill Druliner, GreenPath Debt Solutions Group Manager & Madison Center Staff Susan  One on One Credit and Budget Review for up to 40 interested home buyers to be provided ... Retrieve Full Source

Building A Good WHAT IS CREDIT? Independence.
GreenPath Debt Solutions is committed to helping people understand how to manage their money, and we feel that through education and knowledge comes empow- Review your household expenses and determine which ones you could do without. ... View Doc

Compass
Avenues has contracted with GreenPath Debt Solutions to offer EAP members a financial counseling visit to assist them in resolving financial problems. utilization review or provides employee assistance services (a pool of 88,000 covered lives). ... Read Content

Bankruptcy Abuse Prevention And Consumer Protection Act ...
1/60th of all secured debt that will become due in the five years after the filing of the bankruptcy case, Consumer Credit Counseling Service of Greater Atlanta and GreenPath Debt Solutions Houston Law Review , 2007 ... Read Article

Consumer Credit Licensee List
D/b/a GreenPath Debt Solutions GreenPath, Inc. 401 West Baseline Suite 206 Tempe AZ 85283-DM D188 246 248-553-5400 d/b/a GreenPath Debt Solutions In Charge Debt Solutions 5750 Major Blvd. Ste #175 Orlando FL 32819 DM D135 165 407-532-5560 ... Retrieve Doc

Member News
Our staff will be on-hand to review your personal information with you a line of credit or revolving credit account, snowmobile, RV, debt consolidation and fresh start solutions, home improvement and home equity loans. We are pleased to also be GreenPath Financial Solutions, ... Read Content

TO RECOVERY OAD
GreenPath Debt Solutions is a nationwide non-profit consumer credit counseling service that has been helping people resolve financial problems, achieve  Review credit card and bank statements regu-larly. Always check bal-ances and interest rate, ... Read Full Source

Knowing The Difference Can Make All The Difference.
GreenPath Debt Solutions; Margo Mitchell, CCCS of Oklahoma; and Michele Johnson, CCCS of Southern To review, the NFCC acts as an Intermediary between Ceridian (MOS) and participating NFCC Member Agencies who provide counseling services ... Fetch Document

The Path To Financial Freedom
Review your credit report, learn more about dispute process and discuss ways to improve credit rating. Cost = $30. GreenPath Debt Solutions. Budgeting Basics. Budgeting Basics What is a budget? a plan or schedule for adjusting expenses during a ... Access Full Source

WHERE TO TURN TO FOR HELP
Greenpath Debt Solutions – (www.greenpath.com) (800) 718-7077 if economic hardship is granted by the local boards of review (March, July or December). The board cannot go back – it is only for the current year. ... Fetch Document

Disputing An Item On Your Credit Report
GreenPath Debt Solutions has assembled some helpful points to consider when disputing an item on your credit report. review all relevant information provided by the CRA, and report the results to the CRA. If the information provider finds the disputed ... Access Full Source

Debt Settlement Tax - YouTube
Review; tax; debt; refinance; License: Standard YouTube License 0 likes, 0 dislikes 5:14 Watch Later Error GreenPath on Comcast - debt management v. debt settlement by greenpathdebt 786 views; 0:33 Watch Later Error Atlas Tax Solutions: IRS Debt Settlement by AtlasTaxSolutions 478 views; ... View Video

GreenPath Celebrates 50 Years Of Service
You will be able to reduce your debt more quickly. Review the Plan – The plan will require periodic GreenPath Celebrates 50 Years of Service GreenPath began on August 1, doing business as GreenPath Debt Solutions, in an ... View This Document

Check List For 2nd Appt. - Bankruptcy Lawyers Grand Rapids ...
There are several approved agencies, Greenpath Debt Solutions has local offices: call toll free 1-866-332-8435 or 1-800-630-6718, or www.greenpathBK.com Court officials review bank statements, retirement statements, vehicle registrations, etc. ... Get Doc

Farmington Hills, MI 48331 Dear Cynthia M Westervelt & Joel D ...
GreenPath Debt Solutions especially for CYNTHIA M WESTERVELT Counselor : LAKESHA BIGGS Prepared on : 6/3/2010 JOEL D WESTERVELT And. Customer Situation A session with a counselor to review budgeting, credit scores, and use of credit and to answer any other questions about ... Fetch Doc

Nationwide Debt Solutions Limited

Reference Text File For OSI Collection Services, Inc
Financial and Business Solutions . FSC Group . 520 has approximately 5,000 associates in more than 50 locations nationwide, as well as locations in Mexico and Puerto Rico. but is not limited to, the following debt types: Bad checks . Business loans . Child support . ... Return Document

About Experts Sitemap - Group 139 - Page 16 2012-07-27
Movie number 23, purpose in my life, karmic debt: Hi Kristine, I haven t seen the movie Number 23, My ability is limited because I do not know in what state your son resides. financial solutions, financial assistance for care at home, funding sources for care: ... Read Article

Maryland Supplemental Retirement Plans - College Of ...
Budgeting, Debt Management, Nationwide Retirement Solutions . Each session will be limited to 50 eligible state employees. At the bottom of this page is the enrollment information. Spouses are welcome to attend, space permitting. ... Fetch Document

SOLUTIONS
FEDERAL LAW OFFERS ONLY LIMITED PROTECTIONS TO INDIVIDUALS WHO ALREADY HAVE BECOME VICTIMS. after years of neglect, has finally made some of the best of the state-passed identity theft laws nationwide; Debt Collector Notice Requirements: ... Fetch Full Source

Debt Free In Due Time - Get Immediate And Confidential Non ...
GreenPath, Inc., is a nationwide non-profit consumer credit counseling service . that has been helping people Financial counselors from GreenPath Debt Solutions bring The key here is to understand that most people have a limited amount of income — we need to decide and agree on ... Doc Viewer

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA ...
DEBT RELIEF, LLC, a Delaware limited liability company; GLOBAL CLIENT SOLUTIONS, LLC; TO All persons nationwide who: (i) were customers of Freedom Financial Network, administered by Global Client Solutions (“GCS”); ... Retrieve Document

THE COMPANY - Canvas Capital Management, L.L.C. - Home
Assistance necessary to remain in their home and to eliminate their debt burdens. Canvas is committed to seeking best practice solutions to the increasing number of distressed loans by partnering including but not limited to the following: ... Retrieve Document

Contacts ICCC Notification & Fees Reg. Businesses
American Debt Collection, LLC American Freedom Mortgage, Inc. American Home Mortgage Nationwide Credit, Inc. Nationwide Recovery Systems Ltd NCB Management Services, WIPRO BPO Solutions Limited Wolpoff & Abramson, L.L.P. Workman Law Office, P.A. World Book Inc. ... Access Content

YouTube - Broadcast Yourself.
It's also in debt to the imf and world bank - so are Europeans! that is destroying Europe too, so it's not unique to Africa. Africa needs traditional solutions and needs to be divorced from Europe, and from Arabs, who have nationwide test results are made mandatory. ... View Video

Financial Solutions Why Electronic Giving Makes A Lot Of Sense
Financial Solutions It should come as no surprise to anyone that in this age limited to those who are physically present during a particular service. a nationwide network for the purpose of facilitating ... Visit Document

MSRP E-NEWS - Dorchester County Health Department
Nationwide Retirement Solutions will provide the IRA trustee or custodian with the name of the deceased partici- basic investing and debt management education. Each session will be limited to 40 eligible state employees. Sessions fill up fast, ... View This Document

Portfolio Recovery Associates, Inc., D/b/a RDS GS-23F-0130P ...
RDS provides debt collection services that include but is not limited to the following: the same services nationwide. Through PRA, 520-13 & 520-15, Financial and Business Solutions (FABS): DEBT COLLECTION SERVICES. COMPLEMENTARY FINANCIAL MANAGEMENT ... Read Content

Attend Opportunities This Saturday Morning, April 1st At The ...
Is limited to the buy/sell side and MCET) Liver Cell-Based Products for Drug Discovery; Nationwide Financial Solutions, Inc. (OTC BB: NWFS) Debt Resolution & Complete Financial Services; Ohio Kentucky but not limited to equity and debt financing, institutional and retail ... View Document

Forbes Topic: Investing - YouTube
And DoR announce consumer safety solutions 2012 (Limited) and Nationwide November 16th, 2012. Steven Spielberg directs two-time Academy Award I recommend reading the 11 page new paper “The Eurozone Debt Crisis — The Options Now” by Lee Buchheit and Mitu Gulati. Lee ... View Video

Learn How To Protect Yourself Against Identity Theft
Extension 256. Space is limited. These workshops are available to the general public and cost you nothing but time well spent. confidential credit counseling and debt management solutions to consumers nationwide. their debt and regain financial stability. ... View Document

Due to information gaps and limited identification criteria, 1 Boston Debt Solutions Debt Settlement 410 Boston Post Rd Sudbury 09.pdf 3 Nationwide Credit Solutions Debt Settlement . 1825 W Walnut Hill Lane ; Irving . ... Retrieve Doc

Wells Fargo Securities: Investment Banking & Capital Markets ...
Market-leading businesses in debt and equity underwriting, mergers and acquisitions, Limited opportunities may also be available in Chicago, Houston, Los Angeles, solutions for government, education, ... Retrieve Document

Dell Backs Growing Businesses With Scalable Technology Solutions, Resources And Capital To Fuel Job Creation, Economic ...
Dell today announced a renewed commitment to accelerate growth of small and midsize companies with scalable technology solutions, resources for entrepreneurs, and a new partnership ... Read News

Best Practices: Collection Center Technologies
Increase Debt Recovery Grow Your Business integrated solutions to help improve productivity, use resources more effectively, increase right-party with limited features and a high price. Solution: A separate dialer to gain functionality for ... Access Content

Experts: Slow Growth, Lingering Uncertainty Cloud State Revenue Picture
Saying Massachusetts is experiencing the longest state tax revenue slump since the Great Depression, Gov. Deval Patrick’s budget chief kicked off a new state budget cycle Tuesday by proclaiming a “new fiscal reality.” ... Read News

6.2.2.2: Movement Of Each Credit Rating From Investment Grade ...
3 Cambridge Solutions Limited LT Bank Lines LBBB LBB+ 4 TDI 11 Vipul Limited LT debt programme LBBB LB+ 12 Tubeknit Fashions Limited ST Bank Lines A3 A4 28 S. Kumars Nationwide Limited ST Bank Lines A3+ A4 ... View This Document

L&T Finance Limited L&T L&T General Investment Insurance ...
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Greenpath Debt Solutions New York

The Path To Financial Freedom
GreenPath Debt Solutions Established in 1961, GreenPath Debt Solutions is a Certified counselors provide confidential assistance over the phone or in person. New York offices are located in Downtown Manhattan, Midtown Manhattan, Queens (Kew Gardens), Bronx, Brooklyn and Long ... Get Content Here

Debt Free In Due Time - Get Immediate And Confidential Non ...
Offices in Michigan, New York, Wisconsin, Illinois, Indiana and Arizona, and delivers licensed services throughout the United States over the Internet and telephone. Financial counselors from GreenPath Debt Solutions bring you . Debt Free In . ... Document Retrieval

October Calendar
Managing debt problems. Gilbert - GreenPath Debt Solutions tuesday, OctOber 16 7:00 pm Harmony discussion of Poe stories and Poetry Facilitated by Sarah Scobey, Librarian and Bruce Ronda, CSU. only US apperance LIVE from New York City! Hosted by author Ann Patchett. Wednesday, OctOber 17 Noon ... View Doc

TO RECOVERY OAD
GreenPath Debt Solutions is a nationwide non-profit consumer credit counseling service that has been helping people resolve financial problems, achieve offices in Michigan, New York, Wisconsin, Illinois, Indiana and Arizona, and delivers ... Get Content Here

GreenPath Celebrates 50 Years Of Service
Inc., doing business as GreenPath Debt Solutions, in an effort to establish a unique brand identity as a national leader in financial counseling and education. New York, New Hampshire, Colorado, Florida, Texas, Vermont, Illinois, Indiana, Wisconsin, Arizona and ... Access Document

Comment Submitted By Able GreenPath, Inc.
New York Consl/lller CredIt do not regulate debt settlement fees. So GreenPath would strongly encourage the FTC to considering debt settlement as one of several potential solutions, too many debt settlement companies promote it as the only solution. ... Fetch This Document

ARIZONA DEPARTMENT OF FINANCIAL INSTITUTIONS
New York, NY 10019 Branch Office Licenses Approved 09/07/2006 0112134 BLX Capital, LLC 1633 Broadway, 39th Floor New York, NY 10019 Consumer Lender Greenpath Debt Solutions 38505 Country Club Drive, Suite 210 Farmington Hills, MI 48331 ... Access Full Source

Home Buyer Downpayment Gift Programs
Gift funds can be used for new or existing homes. Unused funds must be returned to the gift program. Assistance programs cannot be used to refinance a house or to make home improvements. ... Read Article

Jane E. McNamara
The company, doing business as GreenPath Debt Solutions, is a nationwide, not-for-profit, providing financial literacy through consumer education and counseling New York, Wisconsin, Illinois, Indiana, Florida, and Arizona, and delivers licensed services ... Access Doc

EASTERN DISTRICT OF MICHIGAN SOUTHERN DIVISION - DETROIT
Pressure of mounting debt, Jackson sought the counsel of GreenPath Debt Solutions. GreenPath helped Jackson formulate a repayment plan through which she successfully paid off two charge New York State Higher Education Services Corp., 831 F.2d 395, 396 (2d Cir. N.Y. ... Read Content

LIST OF EXHIBITORS
Greenpath Debt Solutions Guide Dog Foundation for the Blind, Inc. Gurwin Adult Day Health Program Hofstra University P.E.I.R. Program New York Power Authority Assemblyman David McDonough Assemblyman Joseph S. Saladino Assemblyman Thomas McKevitt ... View Document

2010 Poster Contest Winners
Submitted through CCCS of Central New York . Middle School Grade Category Winner Daniel Carr 8th Grade Homeschooled Tampa, FL Submitted through GreenPath Debt Solutions There were more than 3,000 entries from coast to coast. Thanks again to all participating NFCC Member Agencies. ... Get Doc

Consumer Credit Licensee List
New York NY 10119-DM D188 250 248-553-5400 d/b/a GreenPath Debt Solutions GreenPath, Inc. 401 West Baseline Suite 206 Tempe AZ 85283-DM D188 246 248-553-5400 d/b/a GreenPath Debt Solutions In Charge Debt Solutions 5750 Major Blvd. Ste #175 ... Get Doc

As Of 10-31-2008 - SOM - State Of Michigan
Hauppauge, New York 11749 1. (561) 981-9050 Debt Management Credit Counseling Corp. Web Site: Phone: www.dmcccorp.org d/b/a GreenPath Debt Solutions 315 E Eisenhower Pl Ste 206 Ann Arbor, Michigan 48108 1. Page 4 of 9 (888) 776-6735 GreenPath, Inc. ... Fetch This Document

Reveling In Opportunity
New York • Financial Design Center • First Financial Services, Inc. - FFSi • FSI-Financial Services, Inc. • Fynanz • GreenPath Debt Solutions • GrooveCar, Inc. • ICUL Service Corporation • Intercontinental Warranty . Services, Inc. • Invest in America/Sprint • IPC Technologies ... Fetch Content

Financial Counseling Organizations - The Official Web Site ...
Greenpath Inc (Greenpath Debt Solutions) 1 S New York Ave - Suite 303 Atlantic City, New Jersey 08401-8012 - Home Equity Conversion Mortgage Counseling - Home Improvement and Rehabilitation Counseling - Mortgage Delinquency and ... Visit Document

Statute Of Limitation On Debt By State - Credit / Debt ...
The statute of limitations on debt in New York limits the time you can be sued for a debt. North Carolina Statute of Limitations. Debt Management Solutions; Consumer Bankruptcy; Fraud & ID Theft; Consumer Credit Laws; Credit / Debt Management. About.com; Money; ... Read Article

GreenPath Debt Solutions In The News And Videos - YouTube
GreenPath Debt Solutions is a nationwide, New York, New Hampshire, Colorado, Florida, Texas, Vermont, Illinois, Indiana, Wisconsin, Arizona and Wyoming. We also deliver licensed services throughout the United States over the Internet and telephone. ... View Video

Bankruptcy Abuse Prevention And Consumer Protection Act ...
Referred to colloquially as the "New Bankruptcy Law", the Act of Congress attempts to, among other things, Consumer Credit Counseling Service of Greater Atlanta and GreenPath Debt Solutions. A 2007 GAO report, was inconclusive ... Read Article

, 2012 Ebruary : Wcc H An LumnI FFIcIal LumnI SsOcIatIOn
(FPA) GreenPath Debt Solutions, and the Center for Finan-cial and Economic Education, the seminar will attempt to visit New York and tour several fashion companies. At some of the largest clothing retailers in the country, Amanda ... Retrieve Here

Greenpath Debt Solutions Reviews

Farmington Hills, Michigan - Wikipedia, The Free Encyclopedia
GreenPath Debt Solutions: 500: 11: Quicken Loans: 500: Government. Farmington Hills utilizes the Council-Manager form of government, and thus is governed by a City Council consisting of a Mayor (Barry Brickner, elected in 2011) and six council members. ... Read Article

1 Boston Debt Solutions Debt Settlement 410 Boston Post Rd Sudbury 09.pdf http://www.bbb.org/greater-maryland/business-reviews/debt-negotiation-companies/debt 9 Greenpath . Credit Counseling . 38505 Country Club Drive . ... Access Content

Promising Practices Conference New Orleans, LA April 18, 2012
• GreenPath Debt Solutions (formerly Consumer Credit Counseling Service of NH) • Counselor reviews Helpline Handout with client. • Clients who want to be connected with the quitline sign the Referral Form and counselor ... Get Document

Debt Settlement Tax - YouTube
4:41 Watch Later Error debt consolidation review curadebt fees reviews scam by JeniferStoneUK4123 201 views; 5:14 Watch Later Error GreenPath on Comcast - debt management v. debt settlement by 0:33 Watch Later Error Atlas Tax Solutions: IRS Debt Settlement by ... View Video

H:DAVID DOCSweb Sites Info Kt Process
All relevant information is processed and staff reviews the documents, Bankruptcy petition and schedules. 7. The balance of our fees are I am utilizing the services of GreenPath Debt Solutions for this counseling. Their counseling is done by telephone or internet. They provide ready access ... Document Viewer

Home Buyer Downpayment Gift Programs
Downpayment gift or grant assistance programs help home buyers close on a home by providing funds for downpayment and closing costs. Find out how they work and how you can take advantage of a gift assistance program. ... Read Article

Statute Of Limitation On Debt By State - Credit / Debt ...
Debt collectors can't collect on a debt indefinitely. Credit Card Reviews; Credit Reports & Scores; Everyday Credit Issues; Credit Repair; Avoiding Debt; Reducing Debt; Debt Collection; Debt Management Solutions; Consumer Bankruptcy; Fraud & ID Theft; Consumer Credit Laws; Credit / Debt Management. ... Read Article

Program Overview 1
Bill Druliner, GreenPath Debt Solutions Group Manager & Madison Center Staff Susan o Director, with partners, reviews applicant files ... Fetch Doc

HOPE NOW Faith Schwartz Testimony 4-16-08 Final
And in providing positive solutions that avoid foreclosure. debt and credit management assistance. During the next 3 months, By Design, Greenpath and Money Management International. NeighborWorks America, known formally as the Neighborhood Reinvestment Corporation, is a ... Doc Viewer

E-Council Connection - March 18, 2011
Resources for identified needs; Complete periodic reviews and discuss progress with the consumer, psychiatrist and specific clinical staff; Aid Society, Bank of America, GreenPath Debt Solutions, Internal Revenue Service, Macomb County Asset ... Doc Viewer

2009 Milford Public Annual Report Library
Greenpath Debt Solutions. In addition to these programs, the Milford Library was a stop on the 2009 Michigan Notable Books Author Tour. reviews and book discussion questions. The kits have proven to be very popular with patrons and the ... Get Document

Debt Consolidation - Wikipedia, The Free Encyclopedia
Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan. Debt consolidation can simply be from a number of unsecured loans into another unsecured loan ... Read Article

GREENPATH COUNSELING DISCLOSURE & PRIVACY POLICY
An independent third-party organization that reviews and monitors entities that provide services to families. We are a non- • I understand GreenPath Debt Solutions (GreenPath) will provide a confidential financial assessment during which a ... Visit Document

Services For Older Adults - St. Anastasia Roman Catholic ...
When a person is participating in this program, no Social Security Medical Continuing Disability Reviews take place, Greenpath Debt Solutions. 1-888-860-4167 LOW COST HOUSING. Michigan State Housing Development Authority. www.michigan.gov/mshda. ... Return Document

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Ferndale, MI 48220 Phone (248) 398-1210 Fax (248) 584-5442 ...
GreenPath counseling provides unbiased information and potential solutions to credit report reviews, money management, debt repayment, Debt Management Program, GreenPath works on members’ behalf to negotiate with creditors to ... Doc Retrieval

ARIZONA DEPARTMENT OF FINANCIAL INSTITUTIONS
08/10/2006 0908663 Greenpath, Inc. DBA: Greenpath Debt Solutions 38505 Country Club Drive, Suite 210 Farmington Hills, MI 48331 Branch Office Applications Received 08/10/2006 0112071 Greenpath, Inc. 401 West Baseline, Suite 206 Tempe ... Access Full Source

Financial Well-Being - Fourth Quarter 2012
Reviews and ratings. When you select the product you want, visit sites, such as mysimon.com, pricegrabber.com, amazon.com and ebay.com to find the best price. Also, check delivery charges and Alliant Credit Union partners with GreenPath Debt Solutions ... View Doc

The KVCC Cabinet reviews the summer-work schedule annually to determine whether core hours will be adjusted. at 1 p.m. Chris Palmer of GreenPath Debt Solutions will explore the psychology of spending, which, when fully understood, ... Fetch Document

Money Management International - Wikipedia, The Free Encyclopedia
Services include free personalized budget and debt counseling; debt management assistance(through debt management Consumer Credit Counseling Service of Greater Atlanta and GreenPath Debt Solutions - delivered more than half of all the certified BAPCPA bankruptcy prefiling credit counseling ... Read Article